EDD QC Lead

Senior EDD & Quality Control Lead

London (Hybrid Working)

Are you an experienced financial crime professional with deep expertise in Enhanced Due Diligence and a strong track record of assessing complex financial institutions and fintechs?

We’re partnering with a fast-growing, UK-licensed digital bank that is expanding its Banking Services offering. As part of this growth, they are looking for a Senior EDD & QC Lead to play a critical role in safeguarding the organisation through robust financial crime risk management.

The Opportunity

This is a high-impact role sitting within the Financial Crime Risk function, where you will lead Enhanced Due Diligence (EDD) activity across a diverse portfolio of fintech and non-bank financial institution clients.

You’ll be at the forefront of assessing financial crime risk — conducting in-depth onsite and virtual reviews, evaluating client frameworks, and providing clear, risk-based recommendations to senior stakeholders.

This role also offers the opportunity to shape best practice, mentor analysts, and influence how financial crime risk is assessed across a rapidly evolving client base.

Key Responsibilities

• Lead and deliver comprehensive EDD reviews across onboarding and periodic assessments


• Conduct onsite and virtual reviews of prospective and existing clients, with a focus on:
  
  
  
  • Financial crime (AFC) frameworks
  
  
  • Governance and oversight structures
  
  
  • Business models and risk exposure
  
  
  
  


• Provide independent financial crime risk assessments of prospective clients, identifying red flags and control weaknesses


• Perform Quality Control (QC) reviews of EDD outputs, ensuring consistency and high standards


• Manage complex cases, escalations, and high-risk client assessments


• Present findings and recommendations to senior stakeholders and governance committees


• Produce and analyse MI relating to onboarding, reviews, and portfolio risk


• Coach and support EDD analysts, enhancing technical capability across the team


• Partner closely with internal stakeholders and external clients throughout the review lifecycle

What We’re Looking For

• Strong experience in Enhanced Due Diligence within financial services, ideally covering fintechs, EMIs, payment firms, or correspondent banking


• Proven track record of conducting onsite client reviews and assessments of financial crime frameworks


• Experience delivering financial crime risk assessments of prospective clients


• Deep understanding of financial crime risks and control frameworks, including common weaknesses in complex institutions


• Experience reviewing and challenging AFC programmes, governance structures, and risk controls


• Prior experience in QC, oversight, or mentoring analysts


• Strong working knowledge of UK regulatory requirements (MLR 2017, POCA, JMLSG, SARs, etc.)


• Excellent communication skills, with the ability to translate complex risk into clear insights


• High attention to detail, strong judgement, and the ability to operate in a fast-paced environment

Please note: This role requires significant EDD and financial crime risk experience. Candidates with KYC-only or purely retail banking backgrounds are unlikely to be suitable.

Why Apply?

• Work in a high-growth, innovative banking environment supporting leading fintech clients


• Exposure to complex, high-value financial crime risk assessments


• Opportunity to influence and shape EDD standards and frameworks


• Collaborative, inclusive culture with strong career development opportunities


• Hybrid working and a comprehensive benefits package, including:
  
  
  
  • Private healthcare & wellness support
  
  
  • Generous pension and insurance cover
  
  
  • Enhanced annual leave and flexible holiday options
  
  
  • Family-friendly policies
  
  
  • Retail discounts and regular team socials
  
  
  
  

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