Mtge Home Ln Advisor

Mtge Home Ln Advisor

First Bank | Newport Beach, CA, US

Posted 14 days ago

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Description

Mortgage Home Loan Advisor (Commission-Only)


Do you hate sitting in an office all day? This position actually requires that you spend more than 80% of your time outside of your office. Like meeting new people and helping people to finance a new home? Read further to check out this opportunity.


What You Will Be Doing



  • Sourcing leads for mortgage home loans

  • Meet with perspective borrowers to obtain loan applications, explain application process, fees involved, and different programs available, etc.

  • Analyze perspective borrowers' financial status (income and debt) by obtaining required paperwork needed for loan submission and to notify borrower of credit report/appraisals ordered to determine feasibility of making a mortgage loan

  • Submit completed applications and confer with underwriters to aid in resolving mortgage application concerns

  • Advise borrowers of underwriting decisions, work with the borrower and underwriter to ensure all underwriting conditions are met

  • Work with both the processor and borrower, if loan is denied, about reconstructing loan under a different program

  • Coordinate loan closing, escrow signing, ordering of loan documents and assisting borrowers in the closing process